27 Westbrook Ln, Troy, OH 45373 Property Records

Miami County property record for 27 Westbrook Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1958
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Sep 2020)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`D08-037950`

Property Details

APN / Parcel Number

Primary APN	`D08-037950`
Alternative APNs	`050620.1-23-008-00` `D08NW034 00800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	27 WESTBROOK LN
City	TROY
State	OH
Zip	45373-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3765 80
Legal Lot Number	3765
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2019
Census Tract	365002

Owner

27 Westbrook Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 WESTBROOK LN, TROY, OH 45373-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Sep 9, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Dec 17, 1991 · Amount on File
Deed Document Number	20202020OR-13671
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 24, 2020
Property Address	27 WESTBROOK LN, TROY, OH 45373-2403
Document Number	0000013671
Instrument Date	Sep 3, 2020
Instrument	2020OR-13671
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27 WESTBROOK LN, TROY, OH 45373-2403

Mortgage

Document Number	0000013672
Date	Sep 24, 2020
Instrument	2020OR-13672

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Sep 9, 2020
Property Address	27 WESTBROOK LN, TROY, OH 45373-2403
Document Number	0000012749
Instrument Date	Sep 3, 2020
Instrument	12749
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27 WESTBROOK LN TROY OH 453732403, TROY, OH 45373-2403

Tax Assessment & Valuation

The 2025 property tax bill for 27 Westbrook Ln was $1,451 with a homeowner's exemption, up 8.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 (+8.28%) Homeowner's exemption	$43,790 (+23.11%) Land $10,890 Building $32,900	$125,100 Land $31,100 Building $94,000
2024	$1,340.00 (+2.21%) Homeowner's exemption	$35,570 (-) Land $11,800 Building $23,770
2023	$1,311.00 (+17.47%) Homeowner's exemption	$35,570 (-) Land $11,800 Building $23,770	$101,600 (-) Land $33,700 Building $67,900
2022	$1,116.00 Homeowner's exemption	$35,570 Land $11,800 Building $23,770	$101,600 Land $33,700 Building $67,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Westbrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Westbrook Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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