27 Wards Cove Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 27 Wards Cove Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2025)
Tax Bill	$8,148 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:50 L:22`

Property Details

APN / Parcel Number

Primary APN	`STAN M:50 L:22`
Alternative APN	`C3563R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	504 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	C3563R
Street Address	27 WARDS COVE RD
City	STANDISH
State	ME
Zip	04084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	22
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2005
Census Tract	17002

Owner

27 Wards Cove Rd is owned by two individuals who bought it in October 2025.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 MAYFLOWER RD, FALMOUTH, ME 04105-2812
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage GUILD MORTGAGE CO
Oct 28, 2025	Quit Claim Deed, Transfer GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Apr 1, 2014
Deed Document Number	202544754
Deed Book / Page	41827 / 216
Prior Transfer Date	Oct 24, 2025
Prior Transfer Doc	0418270216
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	27 WARDS COVE RD, STANDISH, ME 04084
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421370001
Date	Mar 26, 2026
Book Page	42137/1
Instrument	11459

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Oct 28, 2025
Property Address	27 WARDS COVE RD, STANDISH, ME 04084
Document Number	0418270216
Book / Page	41827 / 216
Instrument Date	Oct 24, 2025
Instrument	44754
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 MAYFLOWER RD, FALMOUTH, ME 04105-2812

Mortgage

Document Number	0000044755
Date	Oct 28, 2025
Instrument	44755

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 27 Wards Cove Rd was $8,148, up 6.1% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,148.00 (+6.05%)	$657,100 (+7.76%) Land $489,500 Building $167,600
2024	$7,683.00 (+17.01%)	$609,800 (+28.62%) Land $452,800 Building $157,000
2023	$6,566.00 (+7.39%)	$474,100 (+12.05%) Land $343,500 Building $130,600
2022	$6,114.00	$423,100 Land $304,200 Building $118,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27 Wards Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Wards Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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