27 W Spring St, Covington, OH 45318 Property Records

Miami County property record for 27 W Spring St, Covington, OH 45318 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,265 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (May 2019)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-000220`

Property Details

APN / Parcel Number

Primary APN	`H19-000220`
Alternative APNs	`080530.4-07-014-00` `H19SH004 01400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	930 sqft
Attic Area	335 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	82 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Canopy	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H19SH004 01400
Street Address	27 W SPRING ST
City	COVINGTON
State	OH
Zip	45318-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 15 70' E PT
Legal Subdivision	VILLAGE/COVINGTON
Legal Lot Number	15
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2029
Census Tract	325000

Owner

Source: Miami County records · APN H19-000220

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 W SPRING ST, COVINGTON, OH 45318-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Deed Document Number	971
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 28, 2019
Property Address	27 W SPRING ST, COVINGTON, OH 45318-1323
Document Number	0000005600
Instrument Date	May 24, 2019
Instrument	5600
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 W SPRING ST COVINGTON OH 453181323, COVINGTON, OH 45318-1323

Mortgage

Document Number	5601
Date	May 28, 2019
Instrument	5601

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (+14.75%) Homeowner's exemption	$47,430 (+31.68%) Land $9,070 Building $38,360	$135,500 (+31.68%) Land $25,900 Building $109,600
2024	$1,349.00 (+3.85%) Homeowner's exemption	$36,020 (-) Land $9,840 Building $26,180
2023	$1,299.00 (-3.42%) Homeowner's exemption	$36,020 (-) Land $9,840 Building $26,180	$102,900 (-) Land $28,100 Building $74,800
2022	$1,345.00 Homeowner's exemption	$36,020 Land $9,840 Building $26,180	$102,900 Land $28,100 Building $74,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.