27 Velva Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 27 Velva Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 2000
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$300,100 (Jun 2018)
Tax Bill	$2,638 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0741410`

Property Details

APN / Parcel Number

Primary APN	`R0741410`
Alternative APNs	`07-4078-31-4-17-20-0000` `0000003164`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	210 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000003164
Street Address	27 VELVA DR
City	KALISPELL
State	MT
Zip	59901-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO STAGE PH IV, S31, T29 N, R21 W, LOT 099
Legal Range	21W
Legal Township	29N
Legal Section	31
Legal Subdivision	BUFFALO STAGE PH IV
Legal Lot Number	99
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1044
Census Tract	801

Owner

27 Velva Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 VELVA DR, KALISPELL, MT 59901-6327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jun 5, 2018	Warranty Deed, Transfer · ARM WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	Sep 20, 2011
Deed Document Number	201811040
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	27 VELVA DR, KALISPELL, MT 59901-6327
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200016474
Date	Jul 1, 2022
Instrument	202200016474

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	27 VELVA DR, KALISPELL, MT 59901-6327
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000041018
Date	Dec 4, 2020
Instrument	202000041018

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	EUREKA, MT 59917

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 5, 2018
Property Address	27 VELVA DR, KALISPELL, MT 59901-6327
Document Number	201800011040
Instrument Date	Jun 4, 2018
Instrument	201800011040
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 VELVA DR, KALISPELL, MT 59901-6327

Mortgage

Document Number	201800011041
Date	Jun 5, 2018
Instrument	201800011041

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.77%
Max Rate At Change	5.75%
Index	Other
Max Rate	8.77%

Tax Assessment & Valuation

The 2026 property tax bill for 27 Velva Dr was $2,638.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,638.00	$487,500
2025			$487,500 Land $150,184 Building $337,316
2023	$4,325.00	$432,100	$432,100 Land $130,138 Building $301,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Velva Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Velva Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Also Mapped Here	KALISPELL PUBLIC WORKS
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks.

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