Flathead County property record for 18 Velva Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,395 sqft · built 2001 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,643 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0741401 |
| Primary APN | R0741401 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,395 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 1,312 sqft |
| 2nd Floor Area | 889 sqft |
| Upper Floors Area | 363 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,195 sqft (0.257 acres) |
| Terrain | Wooded |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 33 sqft |
| Deck Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000003155 |
|---|---|
| Street Address | 18 VELVA DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUFFALO STAGE PH IV, S31, T29 N, R21 W, LOT 90, ASSR #0000003155 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 31 |
| Legal Quarter | SE |
| Legal Subdivision | BUFFALO STAGE PH IV |
| Legal Lot Number | 90 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 801 |
Source: Flathead County records · APN R0741401
Assessment roll updated December 31, 2022 · Last verified March 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 175 HUTTON RANCH RD STE 103, 103, KALISPELL, MT 59901-2142 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 |
| Deed Sale | Jun 23, 2022 |
| Prior Sale | Oct 14, 2016 |
| Deed Document Number | 202200015728 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 18 VELVA DR, KALISPELL, MT 59901-6326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 202000018674 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 202000018674 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 23, 2022 |
| Property Address | 18 VELVA DR, KALISPELL, MT 59901-6326 |
| Document Number | 202200015728 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 202200015728 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 175 HUTTON RANCH RD STE 103, 103, KALISPELL, MT 59901-2142 |
| Document Number | 202200015729 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 202200015729 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified March 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,643.00 | $563,700 | $563,700 Land $132,705 Building $430,995 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 130 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Richon Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FLATHEAD COUNTY WATER AND SEWER serves 9,520 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Also Mapped Here | KALISPELL PUBLIC WORKS |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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