27 Upshur Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 27 Upshur Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,804 sqft · built 1966
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 1999)
Tax Bill	$11,233 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-047-10115908`

Property Details

APN / Parcel Number

Primary APN	`02-047-10115908`
Alternative APNs	`204710115908` `04710115908`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	4,804 sqft Living Area
1st Floor Area	3,084 sqft
Basement Area	885 sqft
Finished Basement	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Built-in
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft
Patio Area	817 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	04710115908
Street Address	27 UPSHUR AVE
City	ANNAPOLIS
State	MD
Zip	21403-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS16 & 35 FT LT 16A BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	3
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3001
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 1999 · Amount on Record
Deed Sale	May 18, 1999 · Amount on Record
Prior Sale	Jan 30, 1986 · Amount on Record
Deed Document Number	19996370
Deed Book / Page	9204 / 497
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	27 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0329550394
Date	Mar 15, 2019
Book Page	32955/394

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	27 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349940270
Date	Aug 4, 2020
Book Page	34994/270

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,179,200 (+32.48%) Land $859,600 Building $319,600	$1,179,200 (+32.48%) Land $859,600 Building $319,600
2025	$11,233.00 (+22.86%)
2023	$9,143.00 Homeowner's exemption	$890,100 Land $651,800 Building $238,300	$890,100 Land $651,800 Building $238,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Upshur Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures