19 Upshur Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 19 Upshur Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,336 sqft · built 1997
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$307,000 (Feb 1997)
Tax Bill	$7,843 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-047-00512500`

Property Details

APN / Parcel Number

Primary APN	`02-047-00512500`
Alternative APNs	`2-047-00512500` `04700512500`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,336 sqft Living Area
Gross Area	4,504 sqft
1st Floor Area	1,616 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04700512500
Street Address	19 UPSHUR AVE
City	ANNAPOLIS
State	MD
Zip	21403-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 20 SC 19 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	3
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3001
Census Tract	702602

Owner

19 Upshur Ave is owner-occupied and held in a trust since March 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	19 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 1997 · Amount on File
Deed Sale	Feb 27, 1997 · Amount on File
Prior Sale	Jul 28, 1994 · Amount on File
Deed Document Number	19971721
Deed Book / Page	7806 / 220
Last Transfer Date	Mar 1, 2024
Transfer Doc	0402720271
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 4, 2024
Property Address	19 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Document Number	0402720271
Book / Page	40272 / 271
Map Reference	MB 1 FO 6
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19 UPSHUR AVE, ANNAPOLIS, MD 21403-4506

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	19 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Document Number	0322590409
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 UPSHUR AVE ANNAPOLIS MD 214034506, ANNAPOLIS, MD 21403-4506

Mortgage

Document Number	0322590409
Date	Jun 29, 2018
Book Page	032259/000409

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19 Upshur Ave was $7,843 with a homeowner's exemption, up 3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,291,900 (+9.41%) Land $784,100 Building $507,800	$1,291,900 (-) Land $784,100 Building $507,800
2025	$7,843.00 (+2.98%) Homeowner's exemption	$1,180,800	$1,291,900 Land $784,100 Building $507,800
2024	$7,616.00 (+30.32%)
2023	$5,844.00 Homeowner's exemption	$958,600 Land $609,200 Building $349,400	$958,600 Land $609,200 Building $349,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Upshur Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Upshur Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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