Essex County and Montclair Township property record for 27 Undercliff Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,779 sqft · built 1928 |
| Lot Size | 0.499 acres (21,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Mar 2013) |
| Tax Bill | $37,720 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00202-0000-00001 |
| Primary APN | 13-00202-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,779 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 21,756 sqft (0.499 acres) |
| Lot Dimensions | 148 ft deep x 147 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130020200001 |
|---|---|
| Street Address | 27 UNDERCLIFF RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 147X148 IRR |
| Legal Block | 202 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 16900 |
27 Undercliff Rd is owned and occupied by two individuals who bought it in March 2013.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2013 · Amount on File |
| Deed Sale | Mar 19, 2013 · Amount on File |
| Prior Sale | Jun 25, 1999 · Amount on File |
| Deed Book / Page | 12423 / 1066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 27 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0000032347 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023032347 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 27 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021072610 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021072610 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 27 Undercliff Rd was $37,720, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072,800 (-) Land $352,900 Building $719,900 | $1,072,800 (-) Land $352,900 Building $719,900 | |
| 2025 | $37,720.00 (+3.32%) | $1,072,800 Land $352,900 Building $719,900 | $1,072,800 Land $352,900 Building $719,900 |
| 2024 | $36,507.00 | ||
| 2023 | $1,063,400 Land $352,900 Building $710,500 | $1,063,400 Land $352,900 Building $710,500 | |
| 2022 | $34,964.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Undercliff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Undercliff Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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