Essex County and Montclair Township property record for 15 Undercliff Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,279 sqft · built 1928 |
| Lot Size | 0.596 acres (25,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,270,000 (Jun 2018) |
| Tax Bill | $42,364 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00202-0000-00003 |
| Primary APN | 13-00202-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,279 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Lot Area | 25,960 sqft (0.596 acres) |
| Lot Dimensions | 118 ft deep x 220 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130020200003 |
|---|---|
| Street Address | 15 UNDERCLIFF RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 220X118 IRR |
| Legal Subdivision | INCL |
| Legal Block | 202 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 16900 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Nov 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 1, 2018 | Other, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Prior Sale | Dec 2, 2013 · Amount on Record |
| Deed Document Number | 201847716 |
| Prior Transfer Date | Sep 3, 2002 |
| Prior Transfer Doc | 5920000614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Document Number | 0000004281 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023004281 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 2, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FREEDOM ABSTRACT NATIONAL |
| Name | Verified Name |
|---|
| Document Number | 0000101494 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020101494 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | AMERICAN LAND TITLE AFFILIAT |
| Name | Verified Name |
|---|
| Document Number | 0000111822 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019111822 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000053764 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021053764 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Other |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 1, 2018 |
| Property Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
| Document Number | 0000047716 |
| Instrument Date | May 24, 2018 |
| Instrument | 2018047716 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1717 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,204,900 (-) Land $367,900 Building $837,000 | $1,204,900 (-) Land $367,900 Building $837,000 | |
| 2025 | $42,364.00 (+3.32%) | $1,204,900 (-) Land $367,900 Building $837,000 | $1,204,900 (-) Land $367,900 Building $837,000 |
| 2024 | $41,002.00 (+3.5%) | ||
| 2023 | $1,204,900 Land $367,900 Building $837,000 | $1,204,900 Land $367,900 Building $837,000 | |
| 2022 | $39,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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