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  5. Sunset Rd

27 Sunset Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 27 Sunset Rd, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,102 sqft · built 1920
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Mar 2022)
Tax Bill$40 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:S-12 B:0018 L:0038

Property Details

APN / Parcel Number

Primary APNM:S-12 B:0018 L:0038
Alternative APN
  • GARD M:R12 B:14 L:38

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,102 sqft Living Area
Gross Area2,344 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address27 SUNSET RD
CityGARDNER
StateMA
Zip01440-3543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block14
Legal Lot Number38
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2056
Census Tract707100

Owner

Source: Worcester County and Gardner City records · APN M:S-12 B:0018 L:0038

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address27 SUNSET RD, GARDNER, MA 01440-3543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Quit Claim Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 25, 2018Quit Claim Deed, Transfer
ATHOL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Prior SaleApr 25, 2018 · Amount on Record
Deed Book / Page67280 / 162
Record UpdatedJun 08, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMar 17, 2022
Property Address27 SUNSET RD, GARDNER, MA 01440-3543
Document Number067280-162
Book / Page67280 / 162
Instrument DateMar 17, 2022
Instrument29898
Transaction TypeTransfer
Record UpdatedApr 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SUNSET RD, GARDNER, MA 01440-3543

Mortgage

Document Number0000029899
DateMar 17, 2022
Instrument29899
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateApr 25, 2018
Property Address27 SUNSET RD, GARDNER, MA 01440-3543
Document Number58707-193
Book / Page58707 / 193
Instrument38439
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SUNSET RD, GARDNER, MA 01440-3543

Mortgage

Document Number587070196
DateApr 25, 2018
Instrument58707/0196
Lender
NameATHOL SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term204 Months
DueApr 25, 2035

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$40.00 (-98.96%)$278,600 (+8.91%) Land $72,200 Building $206,400$302,860
2024$3,834.00 (+2.4%)$255,800 (+10.21%) Land $65,600 Building $190,200
2023$3,744.00$232,100 Land $64,600 Building $167,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277071002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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