20 Sunset Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 20 Sunset Rd, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,226 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Feb 2002)
Tax Bill	$34 (2025)
Flood Zone	Zone X (minimal risk)
APN	`M:S-12 B:0003 L:0033`

Property Details

APN / Parcel Number

Primary APN	`M:S-12 B:0003 L:0033`
Alternative APN	`GARD M:R12 B:14 L:33`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,226 sqft Living Area
Gross Area	2,551 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	20 SUNSET RD
City	GARDNER
State	MA
Zip	01440-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	33
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2054
Census Tract	707100

Owner

Source: Worcester County and Gardner City records · APN M:S-12 B:0003 L:0033

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 SUNSET RD, GARDNER, MA 01440-3544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2002 · Amount on Record
Deed Sale	Feb 15, 2002 · Amount on Record
Prior Sale	May 12, 2000 · Amount on Record
Deed Book / Page	25970 / 334
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (-99.1%)	$240,100 (-4.3%) Land $72,200 Building $167,900	$298,775
2024	$3,761.00 (+7.46%)	$250,900 (+15.62%) Land $65,600 Building $185,300
2023	$3,500.00	$217,000 Land $64,600 Building $152,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.