23 Steeplechase Trl, Flagler Beach, FL 32136 Property Records

Flagler County property record for 23 Steeplechase Trl, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,840 sqft · built 2023
Lot Size	5.27 acres (229,561 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Mar 2021)
Tax Bill	$9,197 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`38-12-31-2250-00000-0170`

Property Details

APN / Parcel Number

Primary APN	`38-12-31-2250-00000-0170`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,840 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	229,561 sqft (5.27 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	23 STEEPLECHASE TRL
City	FLAGLER BEACH
State	FL
Zip	32136-4391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	FLAGLER BEACH POLO CLUB WEST LOT 17 OR 1275 PG 1566 OR 1838/1085 OR 1853/1093
Legal Range	31E
Legal Township	12S
Legal Section	38
Legal Subdivision	FLAGLER BEACH POLO CLUB WEST
Legal Lot Number	17
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60304

Owner

23 Steeplechase Trl is owned and occupied by an individual who bought it in March 2021.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	23 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Mar 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Feb 6, 2012 · Amount on File
Deed Document Number	2021013846
Deed Book / Page	2538 / 1852
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	23 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 RAINBOW RD, SAINT AUGUSTINE, FL 32092-3214

Mortgage

Document Number	0026731411
Date	Apr 1, 2022
Book Page	2673/1411
Instrument	2022017124

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 16, 2021
Property Address	23 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Document Number	0025381852
Book / Page	2538 / 1852
Map Reference	MB 35 PG 23
Instrument Date	Mar 10, 2021
Instrument	2021013846
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$1,127.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5921 WINDERMERE DR, PALM HARBOR, FL 34685-1722

Tax Assessment & Valuation

The 2025 property tax bill for 23 Steeplechase Trl was $9,197 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,197.00 Homeowner's exemption	$693,937	$823,929 Land $285,000 Building $538,929
2023	$2,873.00 (+37.46%)	$270,000 (+86.21%) Land $270,000	$270,000 (+86.21%) Land $270,000
2022	$2,090.00	$145,000 Land $145,000	$145,000 Land $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Steeplechase Trl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Steeplechase Trl is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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