27 Spruce Ln, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 27 Spruce Ln, Florence, MA 01062 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,093 sqft · built 2002
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Dec 2002)
Tax Bill	$7,000 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2021 Refinance + 1 more
APN	`NHAM M:0036 B:0246 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0036 B:0246 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,093 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27 SPRUCE LN
City	FLORENCE
State	MA
Zip	01062-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAPLE RDG
Legal Block	246
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3009
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:0036 B:0246 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 SPRUCE LN, FLORENCE, MA 01062-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2023	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Feb 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit FLORENCE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2002 · Amount on Record
Deed Sale	Dec 11, 2002 · Amount on Record
Prior Sale	May 24, 2002 · Amount on Record
Deed Book / Page	6929 / 88
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	27 SPRUCE LN, NORTHAMPTON, MA 01062-9746
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014775-232
Date	Jan 05, 2023
Book Page	14775/232
Instrument	202300000190

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	27 SPRUCE LN, NORTHAMPTON, MA 01062-9746
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13968-43
Date	Feb 05, 2021
Book Page	13968/43
Instrument	2806

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	27 SPRUCE LN, NORTHAMPTON, MA 01062-9746
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12573-230
Date	Mar 16, 2017
Book Page	12573/230
Instrument	5078

Lender

Name	FLORENCE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,000.00 (+5.25%)	$502,500 (+19.67%) Land $124,300 Building $378,200	$657,115 (-4.72%)
2024			$689,700
2023	$6,651.00	$419,900 Land $107,800 Building $312,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158222003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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