16 Spruce Ln, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 16 Spruce Ln, Florence, MA 01062 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1987
Square Footage	1,547 sqft Living Area
Lot Size	36,900 sqft (0.847 acres)
Occupancy	Owner Occupied
Last Sale	$510,000 (2023)
Tax Bill	$5,912.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0036 B:0276 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,547 sqft Living Area
1st Floor	935 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Lot Area	36,900 sqft (0.847 acres)
Garage Type	Attached Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	16 SPRUCE LN
City	FLORENCE
State	MA
Zip	01062-9745
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	276
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Minor Civil Division	NORTHAMPTON
Census Blockgroup	3
Census Block	3006
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:0036 B:0276 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 SPRUCE LN, FLORENCE, MA 01062-9745
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Deed Doc Number	202318533
Deed Book / Page	15016 / 185
Record Refreshed	Sep 20, 2026

November 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Nov 21, 2023
Property Address	16 SPRUCE LN, NORTHAMPTON, MA 01062-9745
Document Number	015016-185
Book / Page	15016 / 185
Instrument Date	Nov 21, 2023
Instrument	18533
Transaction Type	Transfer
Record Updated	Dec 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	16 WINSLOW AVE, NORTHAMPTON, MA 01062-2732

Mortgage

Document Number	0000018534
Date	Nov 21, 2023
Instrument	18534

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 01, 2028
Max Rate At Change	2%
Index	1-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,912.00 (+13.54%)	$424,400 (+29.11%) Land $120,900 Building $303,500	$592,610 (+23.67%)
2024			$479,180
2023	$5,207.00	$328,700 Land $104,800 Building $223,900

Flood & Wildfire

Our records do not include FEMA flood map data for 16 Spruce Ln; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.