Bergen County and Garfield City property record for 27 Spring St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,410 sqft · built 1925 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Sep 2012) |
| Tax Bill | $7,132 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00102-0000-00043 |
| Primary APN | 21-00102-0000-00043 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Account Number | 002475 |
|---|---|
| Street Address | 27 SPRING ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 6250 SF 44 |
| Legal Block | 102 |
| Legal Lot Number | 43 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21300 |
Source: Bergen County and Garfield City records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 SPRING ST, GARFIELD, NJ 07026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2012 · Amount on Record |
| Deed Sale | Sep 25, 2012 · Amount on Record |
| Prior Sale | Sep 15, 1995 · Amount on Record |
| Deed Document Number | 201292463 |
| Deed Book / Page | 1157 / 437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 SPRING ST, GARFIELD, NJ 07026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038610907 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 3861/907 |
| Instrument | 20-131697 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Oct 1, 2035 |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,000 (-) Land $136,300 Building $68,700 | $205,000 (-) Land $136,300 Building $68,700 | |
| 2025 | $7,132.00 (+4.25%) | $205,000 (-) Land $136,300 Building $68,700 | $205,000 (-) Land $136,300 Building $68,700 |
| 2024 | $6,841.00 (+7.01%) | ||
| 2023 | $205,000 Land $136,300 Building $68,700 | $205,000 Land $136,300 Building $68,700 | |
| 2022 | $6,393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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