Bergen County and Garfield City property record for 25 Spring St, Garfield, NJ 07026 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,364 sqft · built 1941 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,500 (Feb 2016) |
| Tax Bill | $12,597 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00102-0000-00041 |
| Primary APN | 21-00102-0000-00041 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 2,364 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 002474 |
|---|---|
| Street Address | 25 SPRING ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6250 SF 42 |
| Legal Subdivision | BELMONT |
| Legal Block | 102 |
| Legal Lot Number | 41 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21300 |
Source: Bergen County and Garfield City records · APN 21-00102-0000-00041
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 SPRING ST, GARFIELD, NJ 07026-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage ALTERRA HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on Record |
| Deed Sale | Feb 10, 2016 · Amount on Record |
| Prior Sale | Jun 03, 2009 · Amount on Record |
| Deed Document Number | 201611537 |
| Deed Book / Page | 2182 / 816 |
| Prior Transfer Date | Jul 16, 1999 |
| Prior Transfer Doc | 0000120500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 25 SPRING ST, GARFIELD, NJ 07026-2319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042580576 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 4258/576 |
| Instrument | 2021109295 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 25 SPRING ST, GARFIELD, NJ 07026-2319 |
| Document Number | 0027401674 |
| Book / Page | 002740 / 001674 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 25 SPRING ST GARFIELD NJ 070262319, GARFIELD, NJ 07026-2319 |
| Document Number | 0027401674 |
|---|---|
| Date | Oct 03, 2017 |
| Book Page | 002740/001674 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2047 |
Source: Bergen County and Garfield City records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,100 (-) Land $136,300 Building $225,800 | $362,100 (-) Land $136,300 Building $225,800 | |
| 2025 | $12,597.00 (+4.25%) | $362,100 (-) Land $136,300 Building $225,800 | $362,100 (-) Land $136,300 Building $225,800 |
| 2024 | $12,083.00 (+7%) | ||
| 2023 | $362,100 Land $136,300 Building $225,800 | $362,100 Land $136,300 Building $225,800 | |
| 2022 | $11,293.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030213001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Oct 1979, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 819 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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