Jackson County property record for 27 Spring Forest Rd, Sapphire, NC 28774
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $570 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7583-90-1132 |
| Primary APN | 7583-90-1132 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 27 SPRING FOREST RD |
|---|---|
| City | SAPPHIRE |
| State | NC |
| Zip | 28774 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LT 27 SPRING FOREST |
| Legal Subdivision | SPRING FOREST |
| Legal Lot Number | 27 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 950900 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1101 GARMON DR NW, ATLANTA, GA 30327-3844 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 7, 2018 | Warranty Deed, Transfer SYNOVUS MTG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 27 SPRING FOREST RD, SAPPHIRE, NC 28774 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023090665 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2309/665 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 27 SPRING FOREST RD, SAPPHIRE, NC 28774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022701765 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 2270/1765 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 7, 2018 |
| Property Address | 27 SPRING FOREST RD, SAPPHIRE, NC 28774 |
| Document Number | 0022070770 |
| Book / Page | 002207 / 000770 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3497 PACES VALLEY RD NW ATLANTA GA 303273201, ATLANTA, GA 30327-3201 |
| Document Number | 22070776 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 002207/000776 |
| Name | SYNOVUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 6, 2048 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $150,000 (-) Land $150,000 | |
| 2025 | $570.00 | |
| 2023 | $570.00 | $150,000 Land $150,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
May also be available: Optimum, Verizon.
4G LTE only, no 5G reported
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