27 Ruth Dr, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 27 Ruth Dr, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,988 sqft · built 1969
Lot Size	0.736 acres (32,054 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2004)
Tax Bill	$7,650 (2026)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`MAP 67`

Property Details

APN / Parcel Number

Primary APN	`MAP 67`
Alternative APN	`WILB M:10450 B:27 L:4267`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
Gross Area	3,879 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,054 sqft (0.736 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 67
Street Address	27 RUTH DR
City	WILBRAHAM
State	MA
Zip	01095-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Block	27
Legal Lot Number	4267
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3024
Census Tract	813602

Owner

27 Ruth Dr is owned and occupied by two individuals who bought it in July 2004.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 RUTH DR, WILBRAHAM, MA 01095-2645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2004 · Amount on File
Deed Sale	Jul 16, 2004 · Amount on File
Prior Sale	Jan 17, 1997 · Amount on File
Deed Document Number	200412111
Deed Book / Page	14339 / 24
Transfer Doc	0000010020
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	27 RUTH DR, WILBRAHAM, MA 01095-2645
Document Number	22705-166
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 RUTH DR WILBRAHAM MA 010952645, WILBRAHAM, MA 01095-2645

Mortgage

Document Number	22705-166
Date	Jun 12, 2019
Book Page	022705/000166
Instrument	31042

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 27 Ruth Dr was $7,650, up 3% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,650.00 (+2.97%)	$438,400 (+5.51%) Land $98,100 Building $340,300	$497,596 (+14.09%)
2025	$7,429.00 (+0.57%)	$415,500 (+4.06%) Land $98,100 Building $317,400	$436,145 (-9.71%)
2024	$7,387.00 (+8.04%)	$399,300 (+9.22%) Land $98,100 Building $301,200	$483,075
2023	$6,837.00	$365,600 Land $98,100 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Ruth Dr in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Ruth Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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