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27 Ross Ave, Cary, IL 60013 Property Records

McHenry County property record for 27 Ross Ave, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details1 ba · 956 sqft · built 1957
Lot Size0.304 acres (13,252 sqft)
OwnerOwner Name on File
Last Sale$121,000 (Apr 2012)
Deeds & MortgagesJan 2024 Mortgage
Mar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-18-155-003

Property Details

APN / Parcel Number

Primary APN20-18-155-003

Interior

Full Baths1 Bath
Stories1 Story
Building Area956 sqft
Gross Area1,912 sqft
1st Floor Area956 sqft

Exterior

Year BuiltBuilt 1957
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area13,252 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address27 ROSS AVE
CityCARY
StateIL
Zip60013-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2012R0016366, 2012R0016365 & 2012R0016364 LT 10 HILLTOP ADDN
Legal Range09E
Legal Township43N
Legal Section18
Legal SubdivisionHILLTOP ADD
Legal Block155
Legal Lot Number10
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2000
Census Tract871600

Owner

The current owner of 27 Ross Ave bought it in April 2012.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address27 ROSS AVE, CARY, IL 60013-2807

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 29, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2012 · Amount on File
Deed SaleApr 16, 2012 · Amount on File
Prior SaleApr 16, 2012
Deed Document Number2012R0016366
Record UpdatedJun 7, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address27 ROSS AVE, CARY, IL 60013-2807
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 ROSS AVE, CARY, IL 60013-2807

Mortgage

Document Number0000000812
DateJan 11, 2024
Instrument2024R0000812
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeFixed Rate
Rate6.75%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address27 ROSS AVE, CARY, IL 60013-2807
Transaction TypeMortgage
Record UpdatedApr 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011493
DateMar 29, 2022
Instrument2022R0011493
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$52,721 Land $15,387 Building $37,334$158,163 Land $46,161 Building $112,002

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 Ross Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Ross Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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