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15 Ross Ave, Cary, IL 60013 Property Records

McHenry County property record for 15 Ross Ave, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,073 sqft · built 1958
Lot Size0.266 acres (11,599 sqft)
Owner2 Individual Names on Record
Last Sale$122,500 (Aug 2011)
Tax Bill$6,562 (2024)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-18-155-001

Property Details

APN / Parcel Number

Primary APN20-18-155-001

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,073 sqft Living Area
1st Floor Area1,296 sqft
Basement Area1,296 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Lot Area11,599 sqft (0.266 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address15 ROSS AVE
CityCARY
StateIL
Zip60013-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2011R0031731 LT 8 HILLTOP ADDN
Legal SubdivisionHILLTOP ADDN
Legal Block155
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2000
Census Tract871600

Owner

Source: McHenry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 ROSS AVE, CARY, IL 60013-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Line of Credit
PARTNERSHIP FINANCIAL CREDIT UNION
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2011 · Amount on Record
Deed SaleAug 9, 2011 · Amount on Record
Deed Document Number201131731
Prior Transfer DateJul 24, 2007
Prior Transfer Doc0000051782
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateSep 16, 2026
Property Address15 ROSS AVE, CARY, IL 60013-2807
Document Number0000027140
Instrument DateSep 11, 2026
Instrument202627140
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298

Mortgage

Document Number0000027140,
DateSep 16, 2026
Instrument202627140
Lender
NamePARTNERSHIP FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address15 ROSS AVE, CARY, IL 60013-2807
Transaction TypeMortgage
Record UpdatedJun 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032625
DateJun 16, 2021
Instrument2021R0032625
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,562.00$85,929 (+35.42%) Land $17,348 Building $68,581$257,787 (+35.42%) Land $52,044 Building $205,743
2022Homeowner's exemption$63,455 Land $15,387 Building $48,068$190,365 Land $46,161 Building $144,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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