23 Richard Dr, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 23 Richard Dr, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1949
Lot Size	0.124 acres (5,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Aug 2022)
Tax Bill	$9,793 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00018-02-00017`

Property Details

APN / Parcel Number

Primary APN	`64-00018-02-00017`
Alternative APNs	`6400018000200017` `000661`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,393 sqft (0.124 acres)
Lot Dimensions	87 ft deep x 62 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	000661
Street Address	23 RICHARD DR
City	WALDWICK
State	NJ
Zip	07463-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62X87 2.5LT
Legal Subdivision	WALDWICK HOMES INC SEC 2
Legal Block	18.02
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3010
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 RICHARD DR, WALDWICK, NJ 07463-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Sep 10, 2007 · Amount on Record
Deed Document Number	202283826
Deed Book / Page	4783 / 1113
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 23, 2022
Property Address	23 RICHARD DR, WALDWICK, NJ 07463-2010
Document Number	0047831113
Book / Page	4783 / 1113
Instrument Date	Jul 25, 2022
Instrument	2022083826
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 RICHARD DR, 23, WALDWICK, NJ 07463-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 RICHARD DR, WALDWICK, NJ 07463-2010

Mortgage

Document Number	2022083827
Date	Aug 23, 2022
Instrument	2022083827

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,700 (-) Land $275,700 Building $151,000	$426,700 (-) Land $275,700 Building $151,000
2025	$9,793.00 (+3.66%)	$426,700 (+27.18%) Land $275,700 Building $151,000	$426,700 (+27.18%) Land $275,700 Building $151,000
2024	$9,447.00 (-1.13%)
2023		$335,500 Land $224,400 Building $111,100	$335,500 Land $224,400 Building $111,100
2022	$9,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20