27 Pine Valley Dr, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 27 Pine Valley Dr, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1964
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Apr 2026)
Tax Bill	$5,085 (2026)
Deeds & Mortgages	Feb 2023 Refinance Sep 2021 Refinance + 8 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:16 L:81`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:16 L:81`
Alternative APNs	`M:0016 B:0000 L:0081` `165616`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,092 sqft
Basement Area	1,008 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	165616
Street Address	27 PINE VALLEY DR
City	DRACUT
State	MA
Zip	01826-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	81
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	4
Census Block	4016
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Apr 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 16, 2017	Deed of Trust, Mortgage SAGE BANK
Apr 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Dec 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage TCF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	20269939
Deed Book / Page	39967 / 270
Transfer Doc	0027745-71
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037662-179
Date	Feb 3, 2023
Book Page	37662/179
Instrument	3173

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036298-262
Date	Sep 24, 2021
Book Page	36298/262
Instrument	56212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Apr 3, 2026
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Document Number	039967-270
Book / Page	39967 / 270
Instrument Date	Apr 3, 2026
Instrument	20269939
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126

Mortgage

Date	Apr 3, 2026

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36298-262
Date	Sep 24, 2021
Book Page	36298/262
Instrument	56212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31208-61
Date	Jun 16, 2017
Book Page	31208/61
Instrument	25212

Lender

Name	SAGE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32879-275
Date	Apr 8, 2019
Book Page	32879/275
Instrument	12533

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33616-196
Date	Dec 3, 2019
Book Page	33616/196
Instrument	53825

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34079-115
Date	May 1, 2020
Book Page	34079/115
Instrument	18535

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34274-109
Date	Jun 23, 2020
Book Page	34274/109
Instrument	27615

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 PINE VALLEY DR, DRACUT, MA 01826-1126
Document Number	31376-32
Book / Page	031376 / 000032
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31376-32
Date	Aug 14, 2017
Book Page	031376/000032
Instrument	35501

Lender

Name	TCF BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,085.00 (+2.52%)	$525,900 (+7.3%) Land $217,200 Building $308,700	$504,925 (-)
2025	$4,960.00 (+1.43%)	$490,100 (+4.74%) Land $199,200 Building $290,900	$504,925 (+7.98%)
2024	$4,890.00 (+0.02%)	$467,900 (+10.82%) Land $189,700 Building $278,200	$467,590
2023	$4,889.00	$422,200 Land $165,000 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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