21 Pine Valley Dr, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 21 Pine Valley Dr, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1961
Lot Size	0.353 acres (15,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (May 2001)
Tax Bill	$5,138 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:16 L:80`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:16 L:80`
Alternative APNs	`M:0016 B:0000 L:0080` `235428`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	1,192 sqft
Basement Area	832 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,376 sqft (0.353 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	235428
Street Address	21 PINE VALLEY DR
City	DRACUT
State	MA
Zip	01826-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	80
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	4
Census Block	4016
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 PINE VALLEY DR, DRACUT, MA 01826-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Dec 19, 2023	Deed of Trust, Mortgage · ARM NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2001 · Amount on Record
Deed Sale	May 1, 2001 · Amount on Record
Deed Book / Page	11601 / 270
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	21 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038243-112
Date	Dec 19, 2023
Book Page	38243/112
Instrument	37555

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	865 Months
Due	Jan 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.71%
Type Change Date	Jan 2, 2024
Index	1-Year CMT

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	21 PINE VALLEY DR, DRACUT, MA 01826-1126
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038243-98
Date	Dec 19, 2023
Book Page	38243/98
Instrument	37554

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	865 Months
Due	Jan 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.71%
Type Change Date	Jan 2, 2024
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,138.00 (+2.76%)	$531,300 (+7.53%) Land $217,700 Building $313,600	$609,900 (-)
2025	$5,000.00 (+5.51%)	$494,100 (+8.95%) Land $199,700 Building $294,400	$609,900 (+5.42%)
2024	$4,739.00 (+2.73%)	$453,500 (+13.83%) Land $190,200 Building $263,300	$578,550
2023	$4,613.00	$398,400 Land $165,400 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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