27 Oak Leaf St, White Oak, TX 75693 Property Records

Gregg County property record for 27 Oak Leaf St, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,413 sqft · built 2008
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,500 (Oct 2020)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R200193`

Property Details

APN / Parcel Number

Primary APN	`R200193`
Alternative APNs	`7076020001-026-00-01` `200193`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200193
Street Address	27 OAK LEAF ST
City	WHITE OAK
State	TX
Zip	75693-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 BLK 1 THOMPSON #2
Legal Subdivision	THOMPSON #2
Legal Tract	26
Legal Block	1
Legal Lot Number	26
Jurisdiction	GREGG TX
Township / Civil Division	GLADEWATER
Census Block Group	4
Census Block	4001
Census Tract	10202

Owner

Source: Gregg County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 OAK LEAF ST, WHITE OAK, TX 75693-1560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Oct 5, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	202016555
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000016555
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Recording Date	Jul 24, 2026
Property Address	27 OAK LEAF ST, WHITE OAK, TX 75693-1560
Document Number	0000010791
Instrument Date	Jul 16, 2026
Instrument	202610791
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010791,
Date	Jul 24, 2026
Instrument	202610791

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2046

Interest

Rate	6.47%
Max Rate	-1%

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	Oct 5, 2020
Property Address	27 OAK LEAF ST, WHITE OAK, TX 75693-1560
Document Number	0000016555
Map Reference	FILE 200620262
Instrument Date	Sep 30, 2020
Instrument	202016555
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 WOODHAVEN ST, 506, WHITE OAK, TX 75693-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK LEAF ST, WHITE OAK, TX 75693-1560

Mortgage

Document Number	0000016556
Date	Oct 5, 2020
Instrument	202016556

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (-6.86%) Homeowner's exemption	$223,570 (+17.06%) Land $20,000 Building $203,570	$223,570 (+17.06%) Land $20,000 Building $203,570
2024	$2,507.00 (-12.65%)
2023	$2,870.00 Homeowner's exemption	$190,990 Land $20,000 Building $170,990	$190,990 Land $20,000 Building $170,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etex Telephone.

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