20 Oak Leaf St, White Oak, TX 75693 Property Records

Gregg County property record for 20 Oak Leaf St, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 2011
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$265,893 (Apr 2024)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R200187`

Property Details

APN / Parcel Number

Primary APN	`R200187`
Alternative APNs	`7076020001-020-00-01` `200187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200187
Street Address	20 OAK LEAF ST
City	WHITE OAK
State	TX
Zip	75693-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 1 THOMPSON #2
Legal Subdivision	THOMPSON #2
Legal Tract	20
Legal Block	1
Legal Lot Number	20
Jurisdiction	GREGG TX
Township / Civil Division	GLADEWATER
Census Block Group	4
Census Block	4001
Census Tract	10202

Owner

Source: Gregg County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 OAK LEAF ST, WHITE OAK, TX 75693-1559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2024	Vendor's Lien, Transfer · Conventional Mortgage GREENLIGHT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Mar 15, 2012 · Amount on Record
Deed Document Number	20246040
Prior Transfer Date	Mar 13, 2012
Prior Transfer Doc	0000004788
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Property Address	20 OAK LEAF ST, WHITE OAK, TX 75693-1559
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK LEAF ST, WHITE OAK, TX 75693-1559

Mortgage

Document Number	0000017596
Date	Dec 12, 2025
Instrument	202517596

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	Apr 30, 2024
Property Address	20 OAK LEAF ST, WHITE OAK, TX 75693-1559
Document Number	0000006040
Map Reference	FILE 200620262
Instrument Date	Apr 29, 2024
Instrument	202406040
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 S IRIS ST, WHITE OAK, TX 75693-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK LEAF ST, WHITE OAK, TX 75693-1559

Mortgage

Document Number	0000006041
Date	Apr 30, 2024
Instrument	202406041

Lender

Name	GREENLIGHT MORTGAGE LLC
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (+2.13%) Homeowner's exemption	$230,670 (+18.39%) Land $20,000 Building $210,670	$230,670 (+18.39%) Land $20,000 Building $210,670
2024	$2,585.00 (-12.61%)
2023	$2,958.00 Homeowner's exemption	$194,840 Land $20,000 Building $174,840	$194,840 Land $20,000 Building $174,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etex Telephone.

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