27 Oak Dr, Durham, NC 27707 Property Records

Durham County property record for 27 Oak Dr, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,738 sqft · built 1925
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$856,500 (Apr 2020)
Tax Bill	$11,620 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0821-41-2289`

Property Details

APN / Parcel Number

Primary APN	`0821-41-2289`
Alternative APNs	`0821-41-22-8960` `082118412390` `115531`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,738 sqft Heated Area
1st Floor Area	2,210 sqft
Basement Area	543 sqft
Unfinished Basement	543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	202 ft deep x 144 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	354 sqft
Patio Area	477 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	27 OAK DR
City	DURHAM
State	NC
Zip	27707-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	FOREST HILLS/SEC:B/LT#058 -060 INCL PL:00006B-000138
Legal Subdivision	FRST HLS
Legal Lot Number	58,60
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3005
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Hills Historic District listed 2005 · 364 contributing resources · NRIS 05001476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Oak Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 OAK DR, DURHAM, NC 27707-2131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Deed Document Number	202011518
Deed Book / Page	8907 / 731
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	0052890880
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	27 OAK DR, DURHAM, NC 27707-2131
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK DR, DURHAM, NC 27707-2131

Mortgage

Document Number	0099470803
Date	Jul 7, 2023
Book Page	9947/803
Instrument	2023067177

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	27 OAK DR, DURHAM, NC 27707-2131
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096590498
Date	Apr 4, 2022
Book Page	9659/498
Instrument	2022014031

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 13, 2020
Property Address	27 OAK DR, DURHAM, NC 27707-2131
Document Number	0089070731
Book / Page	8907 / 731
Map Reference	MB 286 PG 325
Instrument Date	Apr 11, 2020
Instrument	2020011518
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,713.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 W SHADOWPOINT CIR, 169, SPRING, TX 77381-5106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK DR, DURHAM, NC 27707-2131

Mortgage

Document Number	2020011519
Date	Apr 13, 2020
Instrument	2020011519

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 27 Oak Dr was $11,620, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,620.00 (+2.52%)	$1,143,431 (-) Land $470,250 Building $673,181	$1,143,431 (-) Land $470,250 Building $673,181
2025	$11,334.00	$1,143,431 Land $470,250 Building $673,181	$1,143,431 Land $470,250 Building $673,181
2023	$8,383.00 (+2.34%)	$640,026 Land $115,695 Building $524,331	$640,026 Land $115,695 Building $524,331
2022	$8,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Hotwire Communications, T-Mobile.

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