21 Oak Dr, Durham, NC 27707 Property Records

Durham County property record for 21 Oak Dr, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,570 sqft · built 1930
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,237,500 (Nov 2020)
Tax Bill	$6,881 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0821-41-5278`

Property Details

APN / Parcel Number

Primary APN	`0821-41-5278`
Alternative APNs	`0821-41-52-7883` `082118415279` `115529`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,570 sqft Heated Area
1st Floor Area	2,976 sqft
Basement Area	234 sqft
Unfinished Basement	234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	221 ft deep x 130 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	21 OAK DR
City	DURHAM
State	NC
Zip	27707-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	PROP-MARK HASKINS & DOROTHY E BUCK/LT#52-53-54 PL:000205-000083
Legal Subdivision	FRST HLS SEC B
Legal Lot Number	52,53
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3005
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Hills Historic District listed 2005 · 364 contributing resources · NRIS 05001476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Oak Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 OAK DR, DURHAM, NC 27707-2131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Mar 17, 2016 · Amount on File
Deed Document Number	202047515
Deed Book / Page	9120 / 522
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 2, 2020
Property Address	21 OAK DR, DURHAM, NC 27707-2131
Document Number	0091200522
Book / Page	9120 / 522
Map Reference	MB 5B PG 130
Instrument Date	Oct 21, 2020
Instrument	2020047515
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 FRONT ST, 121, BEAUFORT, NC 28516-2143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 VIRGINIA AVE, DURHAM, NC 27705-3261

Mortgage

Document Number	2020047516
Date	Nov 2, 2020
Instrument	2020047516

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	21 OAK DR, DURHAM, NC 27707-2131
Document Number	0081070515
Book / Page	008107 / 000515
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OAK DR DURHAM NC 277072131, DURHAM, NC 27707-2131

Mortgage

Document Number	0081070515
Date	Jan 17, 2017
Book Page	008107/000515
Instrument	1414

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 Oak Dr was $6,881, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,881.00 (+2.52%)	$1,128,602 (-) Land $459,250 Building $669,352	$1,128,602 (-) Land $459,250 Building $669,352
2025	$6,712.00	$1,128,602 Land $459,250 Building $669,352	$1,128,602 Land $459,250 Building $669,352
2023	$11,313.00 (+402.8%)	$863,317 Land $112,387 Building $750,930	$863,317 Land $112,387 Building $750,930
2022	$2,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Hotwire Communications, T-Mobile.

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