27 N Main St, Laura, OH 45337 Property Records

Miami County property record for 27 N Main St, Laura, OH 45337

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,766 sqft · built 1846
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Nov 2023)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`L36-000170`

Property Details

APN / Parcel Number

Primary APN	`L36-000170`
Alternative APNs	`070403.4-02-020-00` `L36LA006 00400`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	2,304 sqft
Upper Floors Area	614 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1846
Effective Year Built	Effective 1846
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	179 ft deep x 64.4 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	584 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	27 N MAIN ST
City	LAURA
State	OH
Zip	45337-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 17 70.07
Legal Lot Number	17
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1010
Census Tract	340100

Owner

27 N Main St is owned and occupied by an individual who bought it in November 2023.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	27 N MAIN ST, LAURA, OH 45337-8803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Sep 12, 2022	Intrafamily Transfer, Transfer
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	Aug 7, 2023 · Amount on File
Deed Document Number	202312567
Transfer Doc	0000019637
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 14, 2023
Property Address	27 N MAIN ST, LAURA, OH 45337-8803
Document Number	0000012567
Instrument Date	Nov 7, 2023
Instrument	2023OR-12567
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 N MAIN ST, LAURA, OH 45337-8803

Mortgage

Document Number	0000012568
Date	Nov 14, 2023
Instrument	2023OR-12568

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 7, 2023
Property Address	27 N MAIN ST, LAURA, OH 45337-8803
Document Number	0000008485
Instrument Date	May 26, 2023
Instrument	2023OR-08485
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 N MAIN ST, LAURA, OH 45337-8803

Mortgage

Document Number	0000008486
Date	Aug 7, 2023
Instrument	2023OR-08486

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jun 1, 2038

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Sep 12, 2022
Property Address	27 N MAIN ST, LAURA, OH 45337-8803
Document Number	0000013466
Instrument Date	Sep 8, 2022
Instrument	2022OR-13466
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 N MAIN ST, LAURA, OH 45337-8803

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	27 N MAIN ST, LAURA, OH 45337-8803
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014165
Date	Nov 15, 2018
Instrument	2018OR-14165

Lender

Name	PNC BANK NA
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 3, 2022
Property Address	27 N MAIN ST, LAURA, OH 45337-8803
Document Number	0000007007
Instrument Date	Apr 10, 2022
Instrument	2022OR-07007
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27 N MAIN ST, LAURA, OH 45337-8803

Mortgage

Document Number	0000007008
Date	May 3, 2022
Instrument	2022OR-07008

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI OH
Recording Date	Nov 10, 2021
Property Address	27 N MAIN ST, LAURA, OH 45337-8803
Document Number	0000019637
Instrument Date	Aug 26, 2021
Instrument	2021OR-19637
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 BEECHGROVE DR, ENGLEWOOD, OH 45322-1105

Tax Assessment & Valuation

The 2025 property tax bill for 27 N Main St was $2,379 with a homeowner's exemption, up 29.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Municipality	Laura Village
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,379.00 (+29.79%) Homeowner's exemption	$75,680 (+51.21%) Land $5,500 Building $70,180	$216,200 Land $15,700 Building $200,500
2024	$1,833.00 (+25.72%) Homeowner's exemption	$50,050 (+22.43%) Land $5,950 Building $44,100
2023	$1,458.00 (+16.64%)	$40,880 (+23.73%) Land $5,950 Building $34,930	$143,000 (+51.48%) Land $17,000 Building $126,000
2022	$1,250.00	$33,040 Land $5,950 Building $27,090	$94,400 Land $17,000 Building $77,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 27 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURA VILLAGE PWS serves 487 people · EPA ID OH5500612
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2025) action level 15 ppb
Copper	1.77 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 No certified operator Jan 2026
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Skymesh.

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