101 N Main St, Laura, OH 45337 Property Records

Miami County property record for 101 N Main St, Laura, OH 45337

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2026)
Tax Bill	$137 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L36-000150`

Property Details

APN / Parcel Number

Primary APN	`L36-000150`
Alternative APNs	`000051 L36LA006 0060` `070403.4-02-022-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	178 ft deep x 60 ft wide

Location & Zoning

Street Address	101 N MAIN ST
City	LAURA
State	OH
Zip	45337-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 15 60
Legal Subdivision	LAURA
Legal Lot Number	15
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1010
Census Tract	340100

Owner

101 N Main St is owned and occupied by an individual who bought it in August 2026.

Source: Miami County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	101 N MAIN ST, LAURA, OH 45337-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MONROE FEDERAL SAVINGS AND LOANS
Feb 24, 2017	Deed with Mortgage, Transfer PHYLLIS J SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Dec 5, 2006 · Amount on File
Deed Document Number	20269794
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 6, 2026
Property Address	101 N MAIN ST, LAURA, OH 45337-9727
Document Number	0000009794
Instrument Date	May 13, 2026
Instrument	20269794
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N MAIN ST, LAURA, OH 45337-9727

Mortgage

Document Number	0000009795,
Date	Aug 6, 2026
Instrument	20269795

Lender

Name	MONROE FEDERAL SAVINGS AND LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MIAMI OH
Recording Date	Feb 24, 2017
Property Address	101 N MAIN ST, LAURA, OH 45337-9727
Instrument Date	Feb 1, 2017
Instrument	2342
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N MAIN ST LAURA OH 453379727, LAURA, OH 45337-9727

Mortgage

Document Number	0000002342
Date	Feb 24, 2017
Instrument	2342

Lender

Name	PHYLLIS J SMITH
Address	218 HAMILTON ST, WEST MILTON, OH 45383-1627
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Interest

Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 101 N Main St was $137, down 21.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Municipality	Laura Village
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$137.00 (-21.26%)	$4,270 (-8.37%) Land $4,270	$12,200 Land $12,200
2024	$174.00 (+2.35%)	$4,660 (-) Land $4,660
2023	$170.00 (-3.41%)	$4,660 (-) Land $4,660	$13,300 (-) Land $13,300
2022	$176.00	$4,660 Land $4,660	$13,300 Land $13,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 101 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURA VILLAGE PWS serves 487 people · EPA ID OH5500612
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2025) action level 15 ppb
Copper	1.77 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 No certified operator Jan 2026
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Skymesh.

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