27 Main St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 27 Main St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,866 sqft · built 1945
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2017)
Tax Bill	$4,835 (2026)
Deeds & Mortgages	Aug 2020 Refinance Jun 2017 Sale
APN	`5212-000-06`

Property Details

APN / Parcel Number

Primary APN	`5212-000-06`
Alternative APNs	`324001 48.09-3-27.000` `40010480090003027000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	243 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	262 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5212-000-06
Street Address	27 MAIN ST
City	PHELPS
State	NY
Zip	14532-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	0.33 ACRE
Legal Block	3
Legal Lot Number	27.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2017
Census Tract	50401

Owner

27 Main St is owned and occupied by an individual who bought it in June 2017.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	27 MAIN ST, PHELPS, NY 14532-1040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CNB MORTGAGE CO
Jun 28, 2017	Deed, Transfer NOT AVAILABLE, ALBERT KUSAK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Jul 22, 2015 · Amount on File
Deed Book / Page	1387 / 128
Prior Transfer Date	Apr 17, 2001
Prior Transfer Doc	1053000652
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	27 MAIN ST, PHELPS, NY 14532-1040
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	CROSSROADS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2983/927
Date	Aug 25, 2020
Book Page	2983/927

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 28, 2017
Property Address	27 MAIN ST, PHELPS, NY 14532-1040
Document Number	0000001387/0000000128
Book / Page	0000001387 / 0000000128
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	NOT AVAILABLE, ALBERT KUSAK

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 MAIN ST, PHELPS, NY 14532-1040

Tax Assessment & Valuation

The 2026 property tax bill for 27 Main St was $4,835, up 20.2% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,835.00 (+20.24%)
2025	$4,021.00	$128,500 Land $13,200 Building $115,300	$178,500 Land $18,336 Building $160,164
2023		$128,500 Land $13,200 Building $115,300	$156,707 Land $16,098 Building $140,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 27 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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