24 Main St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 24 Main St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,154 sqft · built 1890
Lot Size	0.447 acres (19,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Nov 2008)
Tax Bill	$5,290 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
APN	`5210-000-06`

Property Details

APN / Parcel Number

Primary APN	`5210-000-06`
Alternative APNs	`324001 48.09-3-18.000` `40010480090003018000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,154 sqft Living Area
1st Floor Area	1,254 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	19,500 sqft (0.447 acres)
Lot Dimensions	260 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5210-000-06
Street Address	24 MAIN ST
City	PHELPS
State	NY
Zip	14532-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	0.25 ACRE
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2004
Census Tract	50401

Owner

Source: Ontario County and Phelps Town records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 MAIN ST, PHELPS, NY 14532-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Deed Book / Page	1218 / 138
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Recording Date	Sep 21, 2026
Property Address	24 MAIN ST, PHELPS, NY 14532-1039
Document Number	0012326129
Book / Page	3391 / 968
Instrument Date	Sep 10, 2026
Instrument	202612326129
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MAIN ST, PHELPS, NY 14532-1039

Mortgage

Document Number	0012326129,
Date	Sep 21, 2026
Book Page	3391/968
Instrument	202612326129

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,290.00 (+20.25%)
2025	$4,399.00	$140,600 (-) Land $14,600 Building $126,000	$195,300 (+13.91%) Land $20,280 Building $175,020
2023		$140,600 Land $14,600 Building $126,000	$171,450 Land $17,803 Building $153,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20