Santa Cruz County property record for 27 Madison St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1917 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $815,000 (Dec 2021) |
| Tax Bill | $10,931 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-551-15 |
| Primary APN | 018-551-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 1,818 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 27 MADISON ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | JAMES WATERS |
| Legal Lot Number | 106 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 110201 |
27 Madison St is owned and occupied by two individuals who bought it in December 2021.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 MADISON ST, WATSONVILLE, CA 95076-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 10, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Deed Document Number | 202162348 |
| Prior Transfer Date | Oct 23, 1996 |
| Prior Transfer Doc | 0000060781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 28, 2021 |
| Property Address | 27 MADISON ST, WATSONVILLE, CA 95076-4332 |
| Document Number | 0000062348 |
| Map Reference | MB 12 PG 7 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021-0062348 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 MADISON ST, WATSONVILLE, CA 95076-4332 |
| Investor | Possibly a Property Investor |
| Document Number | 0000062349 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-0062349 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 10, 2020 |
| Property Address | 27 MADISON ST, WATSONVILLE, CA 95076-4332 |
| Document Number | 0000008389 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 8389 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 27 MADISON ST WATSONVILLE CA 950764332, WATSONVILLE, CA 95076-4332 |
The 2025 property tax bill for 27 Madison St was $10,931 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $882,184 (+2%) Land $652,816 Building $229,368 | ||
| 2025 | $10,931.00 Homeowner's exemption | $864,884 Land $640,016 Building $224,868 | |
| 2023 | $9,692.00 (+0.92%) Homeowner's exemption | $831,304 Land $615,164 Building $216,140 | $774,720 |
| 2022 | $9,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Madison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 27 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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