26 Madison St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 26 Madison St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,173 sqft · built 1924
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Jul 2022)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`018-181-11`

Property Details

APN / Parcel Number

Primary APN	`018-181-11`
Alternative APN	`018-181-11-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26 MADISON ST
City	WATSONVILLE
State	CA
Zip	95076-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP G1 1015
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1025
Census Tract	110201

Owner

26 Madison St is owned and occupied by two individuals who bought it in July 2022.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Intrafamily Transfer, Transfer TITLE 365, TITLE365
Jul 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEBORAH ARCHIBEQUE
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DEBORAH A ARCHIBEQUE
Oct 17, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 21, 2018	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Deed Document Number	202219767
Prior Transfer Date	Jun 15, 2022
Prior Transfer Doc	0000019767
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 5, 2022
Property Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Document Number	0000019766
Instrument Date	Jun 15, 2022
Instrument	2022-0019766
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 SAUSAL DR, 740, SALINAS, CA 93906-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 GEIL ST, SALINAS, CA 93901-2529

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 5, 2022
Property Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Document Number	0000019767
Instrument Date	Jun 15, 2022
Instrument	2022-0019767
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 MADISON ST, WATSONVILLE, CA 95076-4333

Mortgage

Document Number	0000019768
Date	Jul 5, 2022
Instrument	2022-0019768

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MADISON ST, WATSONVILLE, CA 95076-4333

Mortgage

Document Number	0000058030
Date	Nov 29, 2021
Instrument	2021-0058030

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Document Number	0000002244
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MADISON ST WATSONVILLE CA 950764333, WATSONVILLE, CA 95076-4333

Mortgage

Document Number	0000002244
Date	Jan 21, 2020
Instrument	2244

Lender

Name	DEBORAH ARCHIBEQUE
Address	2008 S ISABELLA AVE, MONTEREY PARK, CA 91754-6620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Document Number	0000035778
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MADISON ST WATSONVILLE CA 950764333, WATSONVILLE, CA 95076-4333

Mortgage

Document Number	0000035778
Date	Nov 18, 2019
Instrument	35778

Lender

Name	DEBORAH A ARCHIBEQUE
Address	2008 S ISABELLA AVE, MONTEREY PARK, CA 91754-6620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Document Number	0000032840
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	26 MADISON ST WATSONVILLE CA 950764333, WATSONVILLE, CA 95076-4333

Mortgage

Document Number	0000032840
Date	Oct 24, 2019
Instrument	32840

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 21, 2018
Property Address	26 MADISON ST, WATSONVILLE, CA 95076-4333
Document Number	0000015228
Instrument Date	Apr 30, 2018
Instrument	15228
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	26 MADISON ST WATSONVILLE CA 950764333, WATSONVILLE, CA 95076-4333

Mortgage

Document Number	15229
Date	May 21, 2018
Instrument	15229

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 26 Madison St was $3,181 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,439 (+2%) Land $79,262 Building $169,177
2025	$3,181.00 Homeowner's exemption	$243,568 Land $77,708 Building $165,860
2023	$2,769.00 (+1.88%) Homeowner's exemption	$234,109 Land $74,690 Building $159,419	$270,000
2022	$2,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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