27 Luzerne Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 27 Luzerne Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,950 sqft · built 2018
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,155 (May 2019)
Tax Bill	$1,159 (2026)
Deeds & Mortgages	Jul 2020 Refinance May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134-16.00-856.00`

Property Details

APN / Parcel Number

Primary APN	`134-16.00-856.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27 LUZERNE DR
City	OCEAN VIEW
State	DE
Zip	19970-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SILVER WOODS LOT 8 PHASE 1
Legal Subdivision	OCEAN VIEW
Legal Phase	1
Legal Lot Number	8
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2014
Census Tract	51302

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WILMINGTON SAVINGS FUND SOCIETY FSB
May 13, 2019	Deed, Transfer
Feb 4, 2019	Grant Deed, Transfer
Jun 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS BK/WILLARDS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	201916197
Deed Book / Page	5058 / 27
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	27 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185990296
Date	Jul 21, 2020
Book Page	18599/296
Instrument	20200000031601

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 13, 2019
Property Address	27 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0050580027
Book / Page	5058 / 27
Instrument Date	May 10, 2019
Instrument	20190000016197
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 HAWARDEN RD, SPRINGFIELD, PA 19064-2604

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 4, 2019
Property Address	27 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0050110297
Book / Page	005011 / 000297
Instrument Date	Jan 25, 2019
Instrument	3780
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 21, 2018
Property Address	27 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0169730199
Book / Page	016973 / 000199
Instrument Date	Jun 14, 2018
Instrument	22407
Transaction Type	Construction Loan
Record Updated	Oct 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 449 BETHANY BEACH DE 199300449, BETHANY BEACH, DE 19930-0449

Mortgage

Document Number	169730199
Date	Jun 21, 2018
Book Page	016973/000199
Instrument	22407

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,159.00 (-0.52%)	$3,750 (-) Land $3,750	$523,800 (-) Land $121,000 Building $402,800
2025	$1,165.00 (-12.6%)	$3,750 (-) Land $3,750	$523,800 (+742.12%) Land $121,000 Building $402,800
2023	$1,333.00	$3,750 Land $3,750	$62,200 Land $7,500 Building $54,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Bloosurf.

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