25 Luzerne Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 25 Luzerne Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,368 sqft · built 2018
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Sep 2023)
Tax Bill	$1,252 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`134-16.00-855.00`

Property Details

APN / Parcel Number

Primary APN	`134-16.00-855.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	154 sqft
Porch	Slab
Porch Area	56 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25 LUZERNE DR
City	OCEAN VIEW
State	DE
Zip	19970-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SILVER WOODS LOT 7 PHASE 1
Legal Subdivision	OCEAN VIEW
Legal Phase	1
Legal Lot Number	7
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2014
Census Tract	51302

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SIENNA DR, LANDENBERG, PA 19350-1165
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 14, 2023	Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 31, 2019	Deed, Transfer
Oct 26, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	202332186
Deed Book / Page	5973 / 43
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	25 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218570075
Date	Jul 7, 2023
Book Page	21857/75
Instrument	2023000023766

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 26, 2048

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 14, 2023
Property Address	25 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0059730043
Book / Page	5973 / 43
Map Reference	MB 34 PG 297
Instrument Date	Sep 12, 2023
Instrument	2023000032186
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 LUZERNE DR, OCEAN VIEW, DE 19970-4249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 SIENNA DR, LANDENBERG, PA 19350-1165

Mortgage

Document Number	2023000032187
Date	Sep 14, 2023
Instrument	2023000032187

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.07%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	25 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189460078
Date	Oct 23, 2020
Book Page	18946/78
Instrument	20200000050742

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 31, 2019
Property Address	25 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0050100232
Book / Page	5010 / 232
Instrument Date	Jan 25, 2019
Instrument	20190000003457
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LUZERNE DR, OCEAN VIEW, DE 19970-4249

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 26, 2018
Property Address	25 LUZERNE DR, OCEAN VIEW, DE 19970-4249
Document Number	0049680088
Book / Page	004968 / 000088
Instrument Date	Oct 19, 2018
Instrument	39234
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,252.00 (-0.56%)	$3,750 (-) Land $3,750	$579,200 (-) Land $121,000 Building $458,200
2025	$1,259.00 (-3.45%)	$3,750 (-) Land $3,750	$579,200 (+852.63%) Land $121,000 Building $458,200
2023	$1,304.00	$3,750 Land $3,750	$60,800 Land $7,500 Building $53,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Bloosurf.

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