Jackson County property record for 27 Lloyd Ave, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1958 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Mar 2019) |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2019 Sale & Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631-86-6381 |
| Primary APN | 7631-86-6381 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,428 sqft Heated Area |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 583 sqft |
| Unfinished Basement | 583 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 27 LLOYD AVE |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RES DIS |
| Legal Description | LT 121,122,PT 123,126 HARRIS HILLS |
| Legal Lot Number | 121-122 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950400 |
Source: Jackson County records · APN 7631-86-6381
Assessment roll updated August 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 LLOYD AVE, SYLVA, NC 28779-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Mar 26, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance ENTEGRA BANK |
| Oct 17, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Prior Sale | Aug 10, 2016 · Amount on Record |
| Deed Book / Page | 2234 / 154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 27 LLOYD AVE, SYLVA, NC 28779-2915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022981807 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 2298/1807 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Mar 26, 2019 |
| Property Address | 27 LLOYD AVE, SYLVA, NC 28779-2915 |
| Document Number | 0022340154 |
| Book / Page | 2234 / 154 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 LLOYD AVE, SYLVA, NC 28779-2915 |
| Document Number | 0022340158 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 2234/158 |
| Name | ENTEGRA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 27 LLOYD AVE, SYLVA, NC 28779-2915 |
| Document Number | 0021991280 |
| Book / Page | 002199 / 001280 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 27 LLOYD AVE SYLVA NC 287792915, SYLVA, NC 28779-2915 |
| Document Number | 0021991280 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 002199/001280 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Oct 19, 2040 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,181.00 (+56.22%) | $310,801 (+56.08%) Land $46,410 Building $264,391 |
| 2023 | $756.00 | $199,130 Land $41,830 Building $157,300 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 117 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | TUCKASEIGEE WATER & SEWER AUTH |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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