132 Lloyd Ave, Sylva, NC 28779 Property Records

Jackson County property record for 132 Lloyd Ave, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,268 sqft · built 2006
Lot Size0.562 acres (24,484 sqft)
OwnerCompany Name on Record
Last Sale$252,792 (May 2026)
Tax Bill$2,085 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7631-86-2596

Property Details

APN / Parcel Number

Primary APN7631-86-2596
Alternative APN
  • 78689

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,268 sqft Heated Area
1st Floor Area2,268 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area24,484 sqft (0.562 acres)
Garage TypeCarport
Garage Area532 sqft
CarportCarport
Carport Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area360 sqft
Deck Area40 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address132 LLOYD AVE
CitySYLVA
StateNC
Zip28779-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 RES DIS
Legal DescriptionLT 104-106 HARRIS HILLS
Legal SubdivisionLEO B COWAN 349 41
Legal Lot Number104-106
JurisdictionJACKSON NC
Township / Civil DivisionSYLVA
Census Block Group3
Census Block3014
Census Tract950400

Owner

Source: Jackson County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address128 ELK RD, SYLVA, NC 28779-7378
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2026 · Amount on Record
Deed SaleMay 5, 2026 · Amount on Record
Prior SaleJul 13, 2006 · Amount on Record
Deed Book / Page2419 / 1034
Record UpdatedSep 20, 2026

May 2026: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionJACKSON NC
Recording DateMay 5, 2026
Property Address132 LLOYD AVE, SYLVA, NC 28779-2923
Document Number2419001034
Book / Page2419 / 1034
Instrument DateApr 9, 2026
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$51,063.58
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address128 ELK RD, SYLVA, NC 28779-7378

Mortgage

Document Number2419001037,
DateMay 5, 2026
Book Page2419/1037
Lender
NameKIAVI FUNDING INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
MunicipalitySylva Town
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,085.00 (+64.69%)$548,800 (+64.65%) Land $54,070 Building $494,730
2023$1,266.00$333,310 Land $49,910 Building $283,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORNINGSTAR ASSISTED LIVING OF SYLVA
private · serves 80 people · EPA ID NC0150157
Water SourceGroundwater
Last State InspectionNov 2025
Also Mapped HereTUCKASEIGEE WATER & SEWER AUTH
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lloyd Ave

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