Caldwell County property record for 27 Laurel St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,488 sqft · built 1972 |
| Lot Size | 0.541 acres (23,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Dec 2022) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 22A 1 18 |
| Primary APN | 08 22A 1 18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Heated Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,488 sqft |
| Finished Basement | 1,151 sqft |
| Unfinished Basement | 337 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 23,580 sqft (0.541 acres) |
| Lot Dimensions | 180 ft deep x 131 ft wide |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 208 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 176556 |
|---|---|
| Street Address | 27 LAUREL ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2073 PG 1677 YR 22 ST 680.00 |
| Legal Subdivision | GRANDVIEW PARK |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 31402 |
Source: Caldwell County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2022 | Warranty Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Oct 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| May 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Oct 5, 2022 · Amount on Record |
| Deed Document Number | 202210079937 |
| Deed Book / Page | 2073 / 1677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Document Number | 0010117409 |
| Book / Page | 2161 / 458 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202610117409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Investor | Possibly a Property Investor |
| Document Number | 0010117409, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 2161/458 |
| Instrument | 202610117409 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Dec 22, 2022 |
| Property Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Document Number | 0020731677 |
| Book / Page | 2073 / 1677 |
| Map Reference | MB 4 PG 43 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 10079937 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 DRY PONDS RD, SAWMILLS, NC 28630-9636 |
| Name | Verified Name |
|---|---|
| Address | 27 LAUREL ST, SAWMILLS, NC 28630-1709 |
| Document Number | 0010079938 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 10079938 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Document Number | 0020681433 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 2068/1433 |
| Instrument | 10077688 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Document Number | 0010047950 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 LAUREL ST GRANITE FALLS NC 286301709, GRANITE FALLS, NC 28630-1709 |
| Document Number | 0010047950 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 001997/001737 |
| Instrument | 10047950 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 27 LAUREL ST, GRANITE FALLS, NC 28630-1709 |
| Document Number | 0010045274 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 LAUREL ST GRANITE FALLS NC 286301709, GRANITE FALLS, NC 28630-1709 |
| Document Number | 0010045274 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 001991/001000 |
| Instrument | 10045274 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 21, 2030 |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (+96.8%) | $318,900 (+94.45%) Land $16,700 Building $302,200 | $318,900 (+94.45%) Land $16,700 Building $302,200 |
| 2023 | $164,000 (-) Land $15,400 Building $148,600 | $164,000 (-) Land $15,400 Building $148,600 | |
| 2022 | $1,030.00 | $164,000 Land $15,400 Building $148,600 | $164,000 Land $15,400 Building $148,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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