23 Laurel St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 23 Laurel St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1990
Lot Size	146 acres (6,359,760 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (May 2010)
Tax Bill	$1,167 (2026)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 22A 1 22`

Property Details

APN / Parcel Number

Primary APN	`08 22A 1 22`
Alternative APN	`150428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	3,070 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,359,760 sqft (146 acres)
Lot Dimensions	180 ft deep x 32 ft wide

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	160 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	150428
Street Address	23 LAUREL ST
City	GRANITE FALLS
State	NC
Zip	28630-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1781 PG 1402 YR 2011 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3025
Census Tract	31402

Owner

23 Laurel St is owned and occupied by two individuals who bought it in May 2010.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 LAUREL ST, GRANITE FALLS, NC 28630-1709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2010 · Amount on File
Deed Sale	May 14, 2010 · Amount on File
Prior Sale	Sep 17, 2009 · Amount on File
Deed Book / Page	1740 / 1205
Prior Transfer Date	Sep 16, 2009
Prior Transfer Doc	0017221575
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	23 LAUREL ST, GRANITE FALLS, NC 28630-1709
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020550710
Date	Apr 29, 2022
Book Page	2055/710
Instrument	10071742

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 23 Laurel St was $1,167, down 25.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,167.00 (-25.67%)	$246,400 (-) Land $18,900 Building $227,500
2025	$1,570.00 (+71.02%)	$246,400 Land $18,900 Building $227,500	$246,400 Land $18,900 Building $227,500
2024	$918.00
2023		$143,000 (-) Land $18,900 Building $124,100	$143,000 (-) Land $18,900 Building $124,100
2022	$900.00	$143,000 Land $18,900 Building $124,100	$143,000 Land $18,900 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Laurel St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20