Putnam County and Philipstown Town property record for 27 Horton Rd, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,295 sqft · built 1935 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Sep 2013) |
| Tax Bill | $8,113 (2024) |
| Deeds & Mortgages | Apr 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 16.16-1-25 |
| Primary APN | 372689 16.16-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,295 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 72,310 sqft (1.66 acres) |
| Lot Width | 50 ft Width |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Street Address | 27 HORTON RD |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 25.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10600 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 HORTON RD, COLD SPRING, NY 10516-3803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU |
| Jul 8, 2020 | Loan Modification, Mortgage · Conventional Mortgage HUDSON VLY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on Record |
| Deed Sale | Sep 19, 2013 · Amount on Record |
| Prior Sale | Mar 31, 2003 · Amount on Record |
| Deed Document Number | 20131501999 |
| Deed Book / Page | 1932 / 331 |
| Prior Transfer Date | Jul 10, 2003 |
| Prior Transfer Doc | 0016330117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 27 HORTON RD, COLD SPRING, NY 10516-3803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 27 HORTON RD, COLD SPRING, NY 10516-3803 |
| Document Number | 0073400165 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 7340/165 |
| Instrument | 5157-2021 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 13, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 27 HORTON RD, COLD SPRING, NY 10516-3803 |
| Document Number | 0071140158 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 27 HORTON RD COLD SPRING NY 105163803, COLD SPRING, NY 10516-3803 |
| Document Number | 0071140158 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 007114/000158 |
| Instrument | 5508 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 27 HORTON RD, COLD SPRING, NY 10516-3803 |
| Document Number | 0071140179 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 27 HORTON RD COLD SPRING NY 105163803, COLD SPRING, NY 10516-3803 |
| Document Number | 0071140179 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 007114/000179 |
| Instrument | 5509 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140,000 (-) Land $53,300 Building $86,700 | $456,472 (+10.07%) | |
| 2024 | $8,113.00 | $140,000 (-) Land $53,300 Building $86,700 | $414,692 (+4.32%) |
| 2023 | $140,000 (-) Land $53,300 Building $86,700 | $397,501 (+11.73%) Land $151,334 Building $246,167 | |
| 2022 | $140,000 Land $53,300 Building $86,700 | $355,781 Land $135,451 Building $220,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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