Putnam County and Philipstown Town property record for 23 Horton Rd, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,276 sqft · built 1988 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,000 (Apr 2014) |
| Tax Bill | $12,779 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 16.16-1-24 |
| Primary APN | 372689 16.16-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 3,120 sqft |
| 1st Floor Area | 1,138 sqft |
| 2nd Floor Area | 1,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 296 ft deep x 128 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 564 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 23 HORTON RD |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | MAP OF PROPERTY GOLDBERG #2 |
| Legal Block | 1 |
| Legal Lot Number | 24.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10600 |
23 Horton Rd is owned and occupied by two individuals who bought it in April 2014.
Source: Putnam County and Philipstown Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 HORTON RD, COLD SPRING, NY 10516-3803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2014 · Amount on File |
| Deed Sale | Apr 2, 2014 · Amount on File |
| Prior Sale | Feb 21, 2002 · Amount on File |
| Deed Document Number | 20141500669 |
| Deed Book / Page | 1947 / 360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 23 HORTON RD, COLD SPRING, NY 10516-3803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 23 HORTON RD, COLD SPRING, NY 10516-3803 |
| Document Number | 0072530092 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 7253/92 |
| Instrument | 936-2021 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $220,500 Land $49,400 Building $171,100 | $718,944 | |
| 2024 | $12,779.00 | ||
| 2023 | $220,500 (-) Land $49,400 Building $171,100 | $626,065 (+11.73%) Land $140,261 Building $485,804 | |
| 2022 | $220,500 Land $49,400 Building $171,100 | $560,356 Land $125,540 Building $434,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Horton Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Horton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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