27 Heron, Lake Forest, CA 92630 Property Records

Orange County property record for 27 Heron, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,870 sqft · built 2016
Lot Size	0.093 acres (4,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,880,000 (Oct 2026)
Tax Bill	$18,465 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-531-29`

Property Details

APN / Parcel Number

Primary APN	`610-531-29`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,870 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	4,028 sqft (0.093 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	27 HERON
City	LAKE FOREST
State	CA
Zip	92630-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17538 BLK LOT 70
Legal Subdivision	TRACT NO 17538
Legal Tract	17538
Legal Lot Number	70
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5029
Census Tract	52422

Owner

Source: Orange County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 HERON, LAKE FOREST, CA 92630-1452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK
Aug 25, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 3, 2017	Grant Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	2026282068
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 7, 2026
Property Address	27 HERON, LAKE FOREST, CA 92630-1452
Document Number	0000282068
Instrument Date	Sep 18, 2026
Instrument	2026282068
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208,868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HERON, LAKE FOREST, CA 92630-1452

Mortgage

Document Number	0000282069,
Date	Oct 7, 2026
Instrument	2026282069

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 25, 2021
Property Address	27 HERON, LAKE FOREST, CA 92630-1452
Document Number	0000534609
Map Reference	MB 940 PG 1-8
Instrument Date	Jul 30, 2021
Instrument	2021000534609
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	27 HERON, LAKE FOREST, CA 92630-1452

Mortgage

Document Number	0000534610
Date	Aug 25, 2021
Instrument	2021000534610

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 3, 2017
Property Address	27 HERON, LAKE FOREST, CA 92630-1452
Document Number	0000090284
Map Reference	MB 940 PG 1-8
Instrument Date	Feb 2, 2017
Instrument	2017000090284
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 HERON, LAKE FOREST, CA 92630-1452

Mortgage

Document Number	0000090285
Date	Mar 3, 2017
Instrument	2017000090285

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.7%
Index	1-Year LIBOR
Max Rate	8.7%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,786,012 (+2%) Land $1,111,271 Building $674,741
2025	$18,465.00 (+4.31%) Homeowner's exemption	$1,750,993 (+4.04%) Land $1,089,482 Building $661,511
2023	$17,702.00 (+1.83%) Homeowner's exemption	$1,683,000 Land $1,047,175 Building $635,825
2022	$17,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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