Essex County and Danvers Town property record for 27 Garfield Ave, Danvers, MA 01923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,057 sqft · built 2006 |
| Lot Size | 0.462 acres (20,103 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Jun 2026) |
| Tax Bill | $11,612 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:053 L:245 P |
| Primary APN | DANV M:053 L:245 P |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,057 sqft Living Area |
| Gross Area | 6,496 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 20,103 sqft (0.462 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 27 GARFIELD AVE |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | HILLTOP ESTATES |
| Legal Lot Number | 245 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 211100 |
27 Garfield Ave is owned and occupied by two individuals who bought it in June 2026.
Source: Essex County and Danvers Town records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 18, 2026 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage |
| Jun 23, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST |
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Oct 6, 2021 | Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Jun 23, 2023 · Amount on File |
| Deed Document Number | 2026350 |
| Deed Book / Page | 43452 / 5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Sep 25, 2026 |
| Property Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 0000001130 |
| Book / Page | 43649 / 397 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20261130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 0000001130, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 43649/397 |
| Instrument | 20261130 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Sep 25, 2026 |
| Property Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 0000001120 |
| Book / Page | 43649 / 377 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20261120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 0000001120, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 43649/377 |
| Instrument | 20261120 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Jun 18, 2026 |
| Property Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 0000000350 |
| Book / Page | 43452 / 5 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026350 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Date | Jun 18, 2026 |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Jun 23, 2023 |
| Property Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 041628-157 |
| Book / Page | 41628 / 157 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 20230623002350 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 230623002360 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 230623002360 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40520-38 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 40520/38 |
| Instrument | 20211124004260 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 27 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40354-76 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 40354/76 |
| Instrument | 20211006001880 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 27 Garfield Ave was $11,612, up 4.3% from the year before.
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,612.00 (+4.3%) | $1,056,600 (+5.44%) Land $445,600 Building $611,000 | $1,117,390 |
| 2024 | $11,133.00 (+2.46%) | $1,002,100 (+8.36%) Land $418,600 Building $583,500 | |
| 2023 | $10,866.00 | $924,800 Land $378,100 Building $546,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Nearby Flood Policies | 40 units insured incl. 11 condo units |
| Nearby Flood Claims | 3 (2010–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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