Essex County and Danvers Town property record for 25 Garfield Ave, Danvers, MA 01923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 2007 |
| Lot Size | 0.462 acres (20,103 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Sep 2014) |
| Tax Bill | $11,167 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:053 L:246 P |
| Primary APN | DANV M:053 L:246 P |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 5,048 sqft |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,103 sqft (0.462 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 25 GARFIELD AVE |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | HILLTOP ESTATES |
| Legal Lot Number | 246 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 211100 |
25 Garfield Ave is owned and occupied by two individuals who bought it in September 2014.
Source: Essex County and Danvers Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 1, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC |
| Aug 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2014 · Amount on File |
| Deed Sale | Sep 2, 2014 · Amount on File |
| Prior Sale | Nov 7, 2008 · Amount on File |
| Deed Book / Page | 33519 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 25 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039540-237 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 39540/237 |
| Instrument | 20210217003670 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 25 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040035-519 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 40035/519 |
| Instrument | 20210630000600 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 25 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042807-463 |
|---|---|
| Date | Jul 1, 2025 |
| Book Page | 42807/463 |
| Instrument | 20250701000510 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 25 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 38583-340 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25 GARFIELD AVE DANVERS MA 019233407, DANVERS, MA 01923-3407 |
| Document Number | 38583-340 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 038583/000340 |
| Instrument | 5001070 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 25 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 37980-352 |
| Instrument Date | Aug 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 GARFIELD AVE DANVERS MA 019233407, DANVERS, MA 01923-3407 |
| Document Number | 37980-352 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 037980/000352 |
| Instrument | 1030000320 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 25 GARFIELD AVE, DANVERS, MA 01923-3407 |
| Document Number | 37067-1 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 GARFIELD AVE DANVERS MA 019233407, DANVERS, MA 01923-3407 |
| Document Number | 37067-1 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 037067/000001 |
| Instrument | 5003420 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
The 2025 property tax bill for 25 Garfield Ave was $11,167, up 3.1% from the year before.
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,167.00 (+3.13%) | $1,016,100 (+4.26%) Land $445,600 Building $570,500 | $863,360 |
| 2024 | $10,828.00 (+4.64%) | $974,600 (+10.66%) Land $418,600 Building $556,000 | |
| 2023 | $10,348.00 | $880,700 Land $378,100 Building $502,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Nearby Flood Policies | 40 units insured incl. 11 condo units |
| Nearby Flood Claims | 3 (2010–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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