Westchester County and Ossining Town property record for 27 Garden St, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,446 sqft · built 1962 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (May 2023) |
| Tax Bill | $15,897 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2015 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 90.19-2-26 |
| Primary APN | 554289 90.19-2-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 340 sqft |
| Finished Basement | 340 sqft |
| Unfinished Basement | 340 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 27 GARDEN ST |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 13700 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 GORDON AVE, BRIARCLIFF MANOR, NY 10510-1534 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage RESIDENTIAL HOME MORTGAGE CORP |
| Sep 16, 2015 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on Record |
| Deed Sale | May 4, 2023 · Amount on Record |
| Deed Document Number | 20233426 |
| Prior Transfer Date | Jul 1, 2010 |
| Prior Transfer Doc | 0501823250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 4, 2023 |
| Property Address | 27 GARDEN ST, OSSINING, NY 10562 |
| Document Number | 0631003426 |
| Map Reference | MAP 3557 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 631003426 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 GORDON AVE, BRIARCLIFF MANOR, NY 10510-1534 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 74 WOODS BROOKE CIR, OSSINING, NY 10562-2025 |
| Document Number | 0631173408 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 631173408 |
| Name | RESIDENTIAL HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 27 GARDEN ST, OSSINING, NY 10562 |
| Document Number | 0570273284 |
| Instrument Date | Sep 16, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 27 GORDON AVE BRIARCLIFF MANOR NY 105101534, BRIARCLIFF MANOR, NY 10510-1534 |
| Document Number | 0570273284 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 057027/003284 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 9, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,897.00 | ||
| 2025 | $617,900 (+19.29%) Land $290,500 Building $327,400 | $617,900 (+19.29%) Land $290,500 Building $327,400 | |
| 2024 | Additional exemption filed | $518,000 (+9.44%) Land $181,800 Building $336,200 | $518,000 (+9.44%) Land $181,800 Building $336,200 |
| 2023 | $473,300 Land $181,800 Building $291,500 | $473,300 Land $181,800 Building $291,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1978–2021) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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