1. Home
  2. New York
  3. Westchester County
  4. Ossining
  5. Garden St

21A Garden St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 21A Garden St, Ossining, NY 10562 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,088 sqft · built 1995
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Nov 2020)
Deeds & MortgagesFeb 2022 Line of Credit
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN554289 90.19-2-30

Property Details

APN / Parcel Number

Primary APN554289 90.19-2-30
Alternative APN
  • 55428900108A003 002 2

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,088 sqft Living Area
1st Floor Area844 sqft
Basement Area400 sqft
Finished Basement400 sqft
Unfinished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood
Lot Area17,860 sqft (0.41 acres)
Garage TypeBasement
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21A GARDEN ST
CityOSSINING
StateNY
Zip10562-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number30.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group2
Census Block2015
Census Tract13700

Owner

Source: Westchester County and Ossining Town records · APN 554289 90.19-2-30

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 GORDON AVE, A, BRIARCLIFF MANOR, NY 10510-1534
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Bargain and Sale Deed, Transfer · Line of Credit
QUORUM FEDERAL CU
Nov 05, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
DIGITAL FCU
Jun 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2020 · Amount on Record
Deed SaleNov 05, 2020 · Amount on Record
Prior SaleMar 27, 2014 · Amount on Record
Deed Document Number2020603023746
Record UpdatedJun 08, 2026

February 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateFeb 23, 2022
Property Address21A GARDEN ST, OSSINING, NY 10562-3408
Document Number0620273004
Map ReferenceMAP 256450
Instrument DateFeb 11, 2022
Instrument620273004
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 GORDON AVE, BRIARCLIFF MANOR, NY 10510-1534

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 HEMLOCK DR, SLEEPY HOLLOW, NY 10591-1032

Mortgage

Document Number0620543061
DateFeb 23, 2022
Instrument620543061
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateNov 05, 2020
Property Address21A GARDEN ST, OSSINING, NY 10562-3408
Document Number0603023746
Map ReferenceMAP 27154
Instrument DateOct 29, 2020
Instrument603023746
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyTHOROUGHBRED TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21A GORDON AVE, 21A, BRIARCLIFF MANOR, NY 10510-1534

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address806 OLD COUNTRY RD, ELMSFORD, NY 10523-2000

Mortgage

Document Number0603083590
DateNov 05, 2020
Instrument603083590
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050
Interest
AdjustableAdjustable Rate Rider

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address21A GARDEN ST, OSSINING, NY 10562-3408
Document Number0602043556
Instrument DateJun 20, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

NameVerified Name
Address21A GORDON AVE BRIARCLIFF MANOR NY 105101534, BRIARCLIFF MANOR, NY 10510-1534

Mortgage

Document Number0602043556
DateJul 23, 2020
Book Page060204/003556
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 22, 2040

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$717,100 (-0.1%) Land $293,900 Building $423,200$717,100 (-0.1%) Land $293,900 Building $423,200
2024Additional exemption filed$717,800 (+6.91%) Land $183,900 Building $533,900$717,800 (+6.91%) Land $183,900 Building $533,900
2023$671,400 Land $183,900 Building $487,500$671,400 Land $183,900 Building $487,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190137002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1978–2021)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Garden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures