St. Johns County property record for 27 Gaelic Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,786 sqft · built 2014 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,000 (Aug 2023) |
| Tax Bill | $6,482 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009762-4430 |
| Primary APN | 009762-4430 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,186 sqft |
| 1st Floor Area | 1,786 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 27 GAELIC WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 60/58-78 ABERDEEN (DR HORTON-PHASE 1) LOT 443 OR5802/1847 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | ABERDEEN (DR HORTON-PHASE 1) |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 443 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20810 |
27 Gaelic Way is owned and occupied by two individuals who bought it in August 2023.
Source: St. Johns County records, as of April 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION |
| Aug 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDATION MORTGAGE CORP |
| Jan 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on File |
| Deed Sale | Aug 2, 2023 · Amount on File |
| Prior Sale | Jul 9, 2014 · Amount on File |
| Deed Document Number | 202360582 |
| Deed Book / Page | 5802 / 1847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Document Number | 0000031228 |
| Book / Page | 6342 / 1689 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202631228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Document Number | 0000031228, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 6342/1689 |
| Instrument | 202631228 |
| Name | ASIA BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 2, 2023 |
| Property Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Document Number | 0058021847 |
| Book / Page | 5802 / 1847 |
| Map Reference | MB 60 PG 58-78 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023060582 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,157.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 MONEYBALL CIR, ST JOHNS, FL 32259-9459 |
| Name | Verified Name |
|---|---|
| Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Document Number | 0058021849 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 5802/1849 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Document Number | 0054151191 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 5415/1191 |
| Instrument | 2021121837 |
| Name | FOUNDATION MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI BEACH, FL 33139 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 27 GAELIC WAY, SAINT JOHNS, FL 32259-7999 |
| Document Number | 0048661672 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 GAELIC WAY ST JOHNS FL 322597999, ST JOHNS, FL 32259-7999 |
| Document Number | 0048661672 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 004866/001672 |
| Instrument | 3721 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
The 2025 property tax bill for 27 Gaelic Way was $6,482 with a homeowner's exemption, up 7.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,784 (-3%) Land $95,000 Building $241,784 | $336,784 (-3%) Land $95,000 Building $241,784 | |
| 2025 | $6,482.00 (+7.75%) Homeowner's exemption | $347,217 (-1.12%) | $347,217 (-1.12%) Land $95,500 Building $251,717 |
| 2024 | $6,016.00 (-1.97%) Homeowner's exemption | $351,136 (-1.58%) | $351,136 (-1.71%) Land $95,500 Building $255,636 |
| 2023 | $6,137.00 (+2.56%) Homeowner's exemption | $356,767 (+3%) | $357,234 (+3.13%) Land $95,500 Building $261,734 |
| 2022 | $5,984.00 Homeowner's exemption | $346,376 | $346,376 Land $95,200 Building $251,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Gaelic Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Gaelic Way is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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