St. Johns County property record for 12 Gaelic Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,699 sqft · built 2014 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Dec 2025) |
| Tax Bill | $7,012 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009762-4850 |
| Primary APN | 009762-4850 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,699 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12 GAELIC WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 60/58-78 ABERDEEN (DR HORTON-PHASE 1) LOT 485 OR6273/56 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | ABERDEEN (DR HORTON-PHASE 1) |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 485 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20810 |
Source: St. Johns County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 GAELIC WAY, SAINT JOHNS, FL 32259-6613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · VA Mortgage VALUE HOLDINGS LLC |
| Dec 15, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Jan 20, 2017 | Warranty Deed, Transfer · VA Mortgage FBT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Aug 5, 2019 · Amount on File |
| Deed Document Number | 2025101361 |
| Deed Book / Page | 6273 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 10, 2026 |
| Property Address | 12 GAELIC WAY, SAINT JOHNS, FL 32259-6613 |
| Document Number | 0000077520 |
| Book / Page | 6434 / 1707 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202677520 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 GAELIC WAY, SAINT JOHNS, FL 32259-6613 |
| Document Number | 0000077520, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 6434/1707 |
| Instrument | 202677520 |
| Name | VALUE HOLDINGS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 15, 2025 |
| Property Address | 12 GAELIC WAY, SAINT JOHNS, FL 32259-6613 |
| Document Number | 0062730056 |
| Book / Page | 6273 / 56 |
| Map Reference | MB 60 PG 58-78 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025101361 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1527 DRURY CT, SAINT AUGUSTINE, FL 32092-1084 |
| Name | Verified Name |
|---|---|
| Address | 12 GAELIC WAY, SAINT JOHNS, FL 32259-6613 |
| Document Number | 0000627358 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 6273/58 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 5, 2019 |
| Property Address | 12 GAELIC WAY, SAINT JOHNS, FL 32259-6613 |
| Document Number | 0047721081 |
| Book / Page | 4772 / 1081 |
| Map Reference | MB 60 PG 58-78 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 2019057041 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TRUSTED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,858.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1068 MINDELLO AVE, 1068, SAINT AUGUSTINE, FL 32086-7160 |
| Name | Verified Name |
|---|---|
| Address | 112 GAELIC WAY, SAINT JOHNS, FL 32259-6939 |
| Document Number | 0047721239 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 4772/1239 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 20, 2017 |
| Property Address | 12 GAELIC WAY, SAINT JOHNS, FL 32259-6613 |
| Document Number | 0043191994 |
| Book / Page | 004319 / 001994 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 4833 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 GAELIC WAY ST JOHNS FL 322596613, ST JOHNS, FL 32259-6613 |
| Document Number | 43200001 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 004320/000001 |
| Instrument | 4834 |
| Name | FBT MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN SPRINGS, MS 39564 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,947 (-4%) Land $95,000 Building $238,947 | $333,947 (-4%) Land $95,000 Building $238,947 | |
| 2025 | $7,012.00 (+11.2%) | $347,849 (-1.11%) | $347,849 (-1.11%) Land $95,500 Building $252,349 |
| 2024 | $6,306.00 (+1.87%) | $351,771 (-2.26%) | $351,771 (-2.26%) Land $95,500 Building $256,271 |
| 2023 | $6,190.00 (+4.67%) | $359,900 (+3.28%) | $359,900 (+3.28%) Land $95,500 Building $264,400 |
| 2022 | $5,914.00 | $348,482 | $348,482 Land $95,200 Building $253,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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