27 Fox Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 27 Fox Rd, Old Fort, NC 28762

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,400 sqft · built 1965
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$291,000 (Oct 2022)
Tax Bill$894 (2025)
Deeds & MortgagesOct 2023 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0668-00-29-0501

Property Details

APN / Parcel Number

Primary APN0668-00-29-0501
Alternative APNs
  • 9103086
  • 78777

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,400 sqft Heated Area
Basement Area1,438 sqft
Unfinished Basement1,438 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft
Lot Width547 ft Width
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number78777
Street Address27 FOX RD
CityOLD FORT
StateNC
Zip28762-6602
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description2.00 AC
JurisdictionMCDOWELL NC
Township / Civil DivisionCROOKED CREEK
Census Block Group2
Census Block2047
Census Tract970800

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address27 FOX RD, OLD FORT, NC 28762-6602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2022Warranty Deed, Transfer · FHA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Deed Document Number0001417831
Deed Book / Page1417 / 831
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address27 FOX RD, OLD FORT, NC 28762-6602
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 FOX RD, OLD FORT, NC 28762-6602

Mortgage

Document Number0014510143
DateOct 27, 2023
Book Page1451/143
Instrument2023005081
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueNov 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateOct 31, 2022
Property Address27 FOX RD, OLD FORT, NC 28762-6602
Document Number0014170831
Book / Page1417 / 831
Instrument DateOct 28, 2022
Instrument2022006342
Transaction TypeTransfer
Record UpdatedNov 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$582.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address647 OLD NEAL RD, 647, MARION, NC 28752-7341

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 FOX RD, OLD FORT, NC 28762-6602

Mortgage

Document Number2022006343
DateOct 31, 2022
Instrument2022006343
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$894.00 (+2.88%)$126,350 (-) Land $35,000 Building $91,350
2023$869.00$126,350 Land $35,000 Building $91,350$126,350 Land $35,000 Building $91,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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