515 Fox Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 515 Fox Rd, Old Fort, NC 28762

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 1996
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on File
Tax Bill	$704 (2025)
Deeds & Mortgages	Sep 2024 Mortgage May 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0659-00-90-8463`

Property Details

APN / Parcel Number

Primary APN	`0659-00-90-8463`
Alternative APNs	`40319` `82008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	82008
Street Address	515 FOX RD
City	OLD FORT
State	NC
Zip	28762-6601
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2.75 AC (6.11 AC LESS OUTS)
Jurisdiction	MCDOWELL NC
Township / Civil Division	CROOKED CREEK
Census Block Group	2
Census Block	2047
Census Tract	970800

Owner

515 Fox Rd, a mobile home, is owned and occupied by an individual who acquired it in May 2024.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	515 FOX RD, OLD FORT, NC 28762-6601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 16, 2024	Intrafamily Transfer, Transfer
Mar 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020
Deed Sale	Mar 2, 2020
Prior Sale	Mar 2, 2020
Deed Document Number	0013020368
Deed Book / Page	001302 / 000368
Last Transfer Date	May 16, 2024
Transfer Doc	0014680736
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	515 FOX RD, OLD FORT, NC 28762-6601
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 FOX RD, OLD FORT, NC 28762-6601

Mortgage

Document Number	0014790784
Date	Sep 11, 2024
Book Page	1479/784
Instrument	2024004294

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2044

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	May 16, 2024
Property Address	515 FOX RD, OLD FORT, NC 28762-6601
Document Number	0014680736
Book / Page	1468 / 736
Instrument Date	May 6, 2024
Instrument	2024002298
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 FOX RD, OLD FORT, NC 28762-6601

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 2, 2020
Property Address	OLD FORT, NC 28762
Document Number	0013020368
Book / Page	001302 / 000368
Instrument Date	Mar 2, 2020
Instrument	1039
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 FOX RD OLD FORT NC 287626601, OLD FORT, NC 28762-6601

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 24, 2020
Property Address	OLD FORT, NC 28762
Document Number	0013010807
Book / Page	001301 / 000807
Instrument Date	Feb 21, 2020
Instrument	932
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 FOX RD OLD FORT NC 287626601, OLD FORT, NC 28762-6601

Tax Assessment & Valuation

The 2025 property tax bill for 515 Fox Rd was $704.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$704.00	$99,490 Land $30,000 Building $69,490
2023	$684.00 (+59.44%)	$99,490 (+61.8%) Land $30,000 Building $69,490	$99,490 (+61.8%) Land $30,000 Building $69,490
2022	$429.00	$61,490 Land $15,000 Building $46,490	$61,490 Land $15,000 Building $46,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Fox Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Fox Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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